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Succession planning in the event of the death or disability of a major owner, officer or director can be key to the survival of a business. Modern succession plans include more than simple wills. They include an entire estate plan for the key players. They can include shareholder agreements that can fund the buyout of ownership interests of key players with life insurance proceeds that can be paid for by the business. An array of trust options can protect the business and the heirs of the key players. You may want to begin this planning well before your business is not about to face a succession crisis ...
 

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